Top Fintech Startups 2022

Cuanto W19 Fintech Helping Latin American small businesses and independent entrepreneurs sell via social media. CoinTracker W18 Fintech The most trusted cryptocurrency portfolio assistant and tax solution . Bxblue S17 Fintech bxblue is a marketplace for people with guaranteed income in Brazil. Aella W17 Fintech Aella Credit provides Instant loans to Africans who can prove a source of Income either through thei… Since the start of the COVID-19 pandemic, the use of fintech has skyrocketed globally.

fintech startups

In the coming years, the older companies will adapt to meet the demands of consumer growth or become obsolete. The Bristol-based fintech scaleup has secured £62.1m in fundraisings so far, across eight equity rounds. Its backers include MMC Ventures, Notion Capital, Columbia Lake Partners, and VentureFounders. Alongside equity investment, Brightpearl was awarded a £237k innovation grant in 2015, and recently acquired French retail forecasting platform Inventory Planner. The fintech startup claims to be the world’s first purpose-built global clearing, agency and transaction bank, working with financial services firms of all sizes around the globe. The fintech startup launched its first products and services in November 2021, and is the first pre-revenue bank in history to achieve unicorn status upon debut.

Three Emerging Priorities For Cmos At Banks

Digit is a finance app that helps users better understand and manage their money. By analyzing each user’s unique spending habits and budget, the app then saves the perfect amount of money each day to get the user closer to their financial goals and eliminate the stress and anxiety of money management. Fast is a fintech startup that is speeding up the way consumers shop online with one-click purchasing capabilities that boast superior safety and tracking features all on one easy-to-navigate platform. As more banking, e-commerce and insurance startups work to improve the way business is done in emerging countries, it should come as no surprise that this winter’s Y Combinator batch is rife with related efforts. There are 35 companies this year, just over double the amount in the 2021 winter batch and up from 18 in the summer program, according to the organization’s directory. Across all segments of the Fintech industry, there are some common themes to be on the lookout for.

Backers include Augmentum Fintech, Insight Partners, and Kennet Partners, among others. Operates a global platform which provides loans to people studying for a Master’s degree abroad. It’s funded by institutional and private investors, with bonds created to fund classes of students listed on the Irish Stock Exchange. Alumni, impact funds and high-net-worth individuals can then invest in loans. Tide provides mobile-based current accounts for small businesses, freelancers, and scaling businesses, through its partnership with ClearBank. These accounts provide businesses with a range of time-saving and cost-cutting tools, allowing them to redirect effort towards growing their business.

Riskified provides an AI powered platform that protects e-commerce sites by allowing them to easily separate legitimate shoppers from fraudulent requests. G2A.COM is a financial technology company and global transaction ecosystem, which houses the world’s largest marketplace for digital goods. Five Degrees is a financial technology provider offering real alternative to banks and other financial institutions. Goldman is building out its consumer business in a very fintech way — with no costly branch network to worry about and a tech-focused approach to maximizing efficiency and consumer value. And, unlike most other fintechs, Goldman’s massive investment banking business tends to do better in turbulent markets, making this a less cyclical fintech stock. In June, the company raised $3.3M (approx €2.7M) funding in a Seed round from the founders of fintech companies Stone and SaltPay.

  • The business processes more than $100 billion in annualized payment volume and is growing at a much faster rate than the e-commerce business.
  • Coinbase S12 Fintech Coinbase is a secure platform that makes it easy to buy and sell cryptocurrency .
  • While many of Europe’s biggest fintechs are household names, we’ve created a list of some of the promising — if maybe not as well known — fintech startups in Europe in 2022.
  • Meanwhile, the existing large branch banks will continue to work towards digitizing their services.
  • One of the oldest companies on this list, Cloudpay was established in 2003.

The only difference is that on this occasion the segment of Payments & Remittances becomes the largest Fintech segment in the country with 75 startups, leaving the Lending segment slightly behind with 74 startups. ZeFi W20 Fintech ZeFi is a global borderless USD account that enables people to send, receive and earn yields up to 7… WorldCover W16 Fintech Funding platform for global insurance, starting with crop insurance in the developing world. True Link S13 Fintech Financial services for older adults, people with disabilities, and people in recovery.


These small to medium-sized institutions bring more diversity to the market. They first popped up following the 2008 financial crisis and have since really found their foothold in the UK market. New niche and community-focused banks are also paving the way for a new era of banking, specifically online and app-based banking. Meanwhile, the existing large branch banks will continue to work towards digitizing their services. We are not sure if it is the volatility of markets amid the COVID-19 pandemic or a true change in the tides. However, it appears that investors are shying away from newer fintech startups in favor of slightly more established fintech investments.

In July, the company raised €193M in a funding round led by Pollen Street Capital at a valuation of €1.6B. The company is hiring right now in Amsterdam, Rotterdam, Brussels, Sofia, and Madrid for various departments. In June, the company raised €5.7M funding in a Seed Round led by INKEF Capital. In May, the company raised $20M (approx €16.6M) funding in a Series A round led by Prime Ventures. Orderchamp is a marketplace that brings independent retailers and brands together to provide wholesale service for local communities. The Amsterdam-based scaleup offers an assortment of more than 200,000 products from over 1,800 different European brands.

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